The Personal Accident Insurance Policy:
The Personal Accident Insurance policy covers death and or bodily injury caused solely by violent, accidental, external, and visible means.
Benefits under the Policy are as follows:
- Death (Capital Benefits)
- Permanent Disability
- Total Temporary Disability (weekly Benefits)
- Medical Expenses
Underwriting Consideration/Rating Factors:
- Nature of work of the proposer
- The occupation or Nature of Work
- Capital Sum Insured/Salaries
- Past-time or Hobbies or other social activities
